How to Survive on a College Budget: 6 Tips
Becoming independent in college doesn’t only mean living away from your parents and thinking about what to have for dinner, but it also requires managing your finances wisely. Unfortunately, many young people find it difficult to handle their money effectively. Luckily, there are many tips on how you can learn to be economically smart.
Be Careful with Credit Cards
You’re likely to get your first credit card in college, but don’t go heavy on it. You now have a chance to get a credit, but don’t be in a hurry to spend it on the first thing you think you might need. See your credit more like a backup for unpredictable situations when you might suddenly need money.
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Save on Textbooks
One of the things you’ll find surprising in college is the price of textbooks. They might cost you a fortune, but you may use other options to make them a bit affordable. Consider buying used books or renting them. In case you have the books you don’t use, why not sell them?
Here is some real adult business, but you should think about researching prices in different shops and comparing them to find the most suitable options. It might seem useless, but you’ll be surprised how much you can save through a hunt for lower prices. In many cases, discounts are announced by every shop, you just need to pay attention to them.
Seeing your budget visualized can help a lot for not exceeding its limits. Take time to write down your expenses and make an analysis of them to determine those things you may save on. It’s also a good idea to plan your expenses for every upcoming month. Take a sheet of paper, write the things you need to spend your money on and share it wisely. Not to drift away from your plan, keep it somewhere in the open place, for instance, on your fridge.
Take Advantage of your Student Discounts
You won’t have other chances to do it, so don’t hesitate to appeal to your status of a student now if that means you might save some cash. You might be surprised how many places offer discounts for students. From fast food restaurants to sport centers, almost every place aims to make your student struggles at least a bit less harsh.
Coupons are also easily available and waiting to be used by you. You might need to find them online and print out or just get them from the coupon inserts. If you haven’t used them before, don’t worry. It won’t take you long to learn the procedures and policies regarding coupons in each shop, but after you do, you will be able to save a pretty penny by using them.